I've avoided subscriptions and even small fees my whole life, but there is a point where you really need to do a cost benefit analysis and put some value on your time. If you are obsessed with privacy I guess I can sort of see wanting to stay offline. I am still baffled by someone not wanting to pay less than $3/mo to save not manually entering transactions/getting verification of those transactions from a 3rd party. I'm cheap/frugal and a very longtime Quicken user. I'm satisfied and believe this is consistent with what Quicken advertises. Of course I can't download transactions but that's to be expected. After resetting the password, I was able to log in to my Quicken Software on my desktop and see all my data.
My password didn't work, so I went through the Quicken online password reset process successfully, which included a 2FA text to my phone. Quicken asked me to log in using my Quicken Id and password. I'd seen notes online about people losing their access to their data so I thought I'd see what happens when the subscription expires. My Quicken subscription expired last week and I'll be travelling for the next month so I decided to delay renewal of my account until I return. Applies to Deluxe and higher version of Quicken Starter version will become read-only." Access to online services, downloads, quotes, mobile sync and Quicken Support will terminate. "Upon expiration of subscription, users may manually edit, export and enter transactions and accounts. It contains the following footnote reference:
"Whether you renew your subscription or not, you will always have full access to & ownership of your data". On the package it lists a Data access guarantee Quicken Deluxe is currently on sale at Amazon and other locations for about $31.
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